South Jersey's

Coastal Risk Specialists

Since 1879

Toll Free (800) 448-5541
Local (609) 646-1000
1601 New Road Suite 100, Northfield NJ 08225
3 Harker Avenue, Berlin NJ 08009-2300
108 E. Anchor Drive, Little Egg Harbor NJ 08087

Please make note of our new Northfield, NJ location at 1601 New Road, Suite 100.

                   Insurance Agencies Inc.

Protect your important investments with the personalized coverage plans from Insurance Agencies, Inc. Based in Northfield, New Jersey, our insurance agency provides a wide range of insurance options. If it's insurance coverage you seek, you have definitely come to the right place! Contact us today to arrange a consultation with one of our agents.


Insurance Coverage from the Name You Trust
Insurance Agencies, Inc. is a general independent insurance agency that offers a broad range of commercial, personal, life, and health insurance options. We have aligned ourselves with some of the finest carriers in New Jersey to deliver these coverage plans to you.

PIA                     Trusted Choice

Our Mission Statement
Trust is the cornerstone with which we build our business. This foundation supports our commitment to serve the best interests of both customers and insurance carriers. We strive to provide insurance solutions for tomorrow's uncertainties.  


Your Satisfaction Is Our Priority
The primary goal of Insurance Agencies, Inc., is to be one of the premier independent insurance agencies in southern New Jersey. Our commitment is to provide customers with the best insurance value and service available while maintaining the highest ethical standards and credibility with our clients, carriers, and the public.

Call or email our insurance agency to find the
right coverage options to suit your needs.


What To Do In The Event Of a Claim
Notify your insurance company or insurance agent as soon as possible.  (See the claims page for direct phone numbers of our insurance carriers.)

  • Take photographs, if possible
  • Look for potential safety risks. If the building is unstable, do not enter
  • Report downed power lines or gas leaks to authorities as soon as possible
  • Make emergency repairs to your building to minimize your damages when safe
  • Protect property from further damage
  • Keep samples or damaged items when able for the claims adjustor
  • Keep an accurate record of any repair expenditures


Flood Insurance Reform Act of 2012


In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) which calls on the Federal Emergency Management Agency (FEMA), and other agencies, to make a number of changes to the way the National Flood Insurance Program (NFIP) is run. Some of these changes already have occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some—but not all—policyholders over time. Homeowners and business owners are encouraged to learn their flood risk and talk to their insurance agent to determine if their policy will be affected by BW-12.


Questions about the Biggert-Waters Flood Insurance Reform Act of 2012
Answers to frequently asked questions about BW-12


Helpful Links

FEMA Disaster Assistance


NFIP Flood Facts

After the Flood Fact Sheet

NFIP Fact Sheet Filing your Flood Insurance Claim
NFIP Summary of Coverage
NFIP Flood Insurance Claims Handbook
American Red Cross

Recovering after a Disaster



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